Topic: FINANCIAL CRISIS & REGULATION

Financial Crises & Regulation
1. The due date for the assignment is the 31st March 2020
2. The word limit for this assignment is 3,500 which does not include referencing.
Where an assignment exceeds the stated word limit, the following rules will apply:
a. Award a mark that reflects deficiencies in the work as submitted, that is in
line with explicit marking criteria and is proportionate to the extent to which
the word limit is exceeded or
b. Disregard work submitted above the word limit.
3. Assignments are to be submitted through Turnitin in Blackboard, only one
submission attempt is possible.
4. Students may request an extension to the stipulated due date in exceptional
circumstances only and where supporting documentation can be offered. Such
requests must be made via the University’s online request centre no later than 1
week prior to the due date. Requests received on or after the due date will not be
considered.
5. Assignments should be submitted by 23.59 local time in the students’ country of
residence. Where an assignment is late without an agreed extension, the following
rules will apply without prejudice:
a. Up to 1 week late – 10% penalty.
b. From the 8th day late to the end of the second week – Assignment will be
capped at the lowest possible passing grade.
c. Assignments received after the 2 weeks will be zero graded.
(N.B – Where 10% is stated above, in practice this means that 10 points will be
removed from any grade as each assignment is graded out of 100. An assignment
graded at 50 which receives a 10% Penalty with therefore have a final grade of 40)
6. This assignment contributes to 100% of the overall module grade.
7. Before submitting your assignment, please ensure that it is properly referenced, to
guard against accusations of malpractice. Guidance on referencing can be found by
clicking on the link below and choosing “Harvard Referencing Guide”
http://www.bangor.ac.uk/library/help/guides.php.en
Additional information on avoiding allegations of malpractice can be found in the
Student Handbook.
Questions
I would like you to address the questions below. The 3500 word assignment is
divided into three parts which should be of similar length.
A. In a nation of your choosing, discuss the major prudential risks which
currently exist and the potential for a future financial or banking crisis.
B. Summarise the key policy tools and prudential regulation approaches
which are currently employed to reduce incidence of financial or banking
crisis in this nation.
C. Evaluate and outline how this form of prudential regulation could be
enhanced to minimise the future incidence of financial or banking crisis. In
this discussion you may provide comparison with other countries that have
already adopted forms prudential regulation you recommend.’
In your answer please make reference to and apply theory. It is expected that you
consider and cite academic and regulatory sources in your discussion. Better
answers will provide robust justification for the assumptions made and
conclusions drawn.
I would suggest considering the module study guide as a starting point for
researching this assignment as this includes a review of pertinent theory and wider
academic literature. It is also important that students also undertake some
independent research on the nation of their choosing. Students are welcome to
contact the module organiser to clarify any concerns as to the requirements of the
question posed for this assignment